Posts Tagged ‘Sports betting’

A lot of interesting ideas in this article, and it is hopeful that the federal government’s proposed changes to sports betting advertising will have a positive impact on the next generation of young sports fans so that they aren’t indoctrinated to believe that gambling is intrinsically linked with sporting events in this country.

Beaner

 

Wide-ranging ban on gambling ads during sport broadcasts will help those with problems

The Turnbull Government is reportedly considering banning the advertising of gambling during televised sporting broadcasts.

This is not a new idea: Senator Nick Xenophon has long championed a ban, as have many who work with problem gamblers.

It has been reported that more than one-in-six ads shown during AFL matches are gambling-related.

So, could advertising be linked with rates of problem gambling?

Evidence suggests ads have an impact

Increases in problem gambling linked to sports betting have been reported in recent years, particularly among young men.

The numbers of 18-to-25-year-old men with problems related to sports betting doubled between 2012 and 2015 at the University of Sydney’s Gambling Treatment Clinic (where I work).

At the same time, gambling odds and prices have become a central part of sporting culture.

Campaign to dissuade young gamblers

An awareness campaign that ran during the AFL finals series, aimed to counter a rise in problem teenage gamblers.

The “gamblification” of sport is now seen as both a normal and central component of it.

In pre-game reporting, the prices and odds are seen as being as important as player injuries and weather conditions.

Being able to draw a clear line between increased promotion of gambling and rates of problem gambling is not easy.

Given there are always multiple factors why someone develops a gambling problem, it is never as clear-cut as blaming advertising.

However, some evidence exists to suggest advertising has impacts on problem gamblers.

Interview research and large-scale survey work have both suggested that gambling ads during sport strongly affect many problem gamblers by increasing their desire to gamble when trying to cut down.

Therefore, restrictions on advertising may be effective in helping those with problems to manage their urges to gamble.

Another widespread concern about gambling advertising during sports broadcasts is the impact it might be having on young people.

There is evidence this advertising can have an impact.

A study of Canadian adolescents found the majority had been exposed to gambling advertising.

It also found this advertising was leading to the belief that the chance of winning was high, and that gambling was an easy way to make money.

These findings are particularly concerning. In our work with problem gamblers, we have found these beliefs are crucial to the development of gambling problems.

Typically, when examining a problem gambler’s history, we find they were exposed to gambling at a young age and developed positive attitudes toward gambling at the time.

In particular, a distorted belief in the likelihood of winning appears to be a key driver in many of our patients who developed problems.

Thus, advertising that promotes the idea that gambling is an easy way to make money is likely to prime our kids for developing gambling problems in the future.

What we can learn from tobacco ad bans

Would a ban on the advertising of gambling during sport broadcasts change attitudes toward gambling and gambling behaviour?

Here, evidence on the impacts of tobacco advertising is instructive.

Tobacco advertising has been progressively restricted or banned in many countries. Thus, considerable evidence is available to make conclusions.

There appears to be clear evidence that tobacco advertising does result in increased rates of smoking in adolescents.

It has also been found that bans on tobacco advertising appear to be effective in reducing tobacco use — but only in the case of complete bans.

In contrast, attempts to limit bans on advertising to certain mediums — such as banning ads on TV — appear not to be effective, as this simply results in increases in tobacco advertising in non-banned media (in print or on billboards, for instance).

This suggests that for any restriction of gambling advertising to be effective, it needs to be widespread.

Such displacement has already been seen with gambling. There is evidence of increased social media promotion of gambling, which has resulted in increases in positive attitudes toward gambling in those exposed to these promotions.

There is not yet any demonstrated definitive link between increases in gambling advertising during sports and problem gambling.

However, the research that has been conducted indicates that advertising may result in increased gambling by problem gamblers and increases in distorted beliefs about gambling in young people.

If the Government chooses to go down the path of increasing restrictions on gambling advertising, it is important that any restrictions are wide-ranging enough to have a clear impact on gambling behaviours and attitudes.

Support is available through the Gambler’s Help website gamblershelp.com.au or by calling the free Gambling Help Line on 1800 858 858.

Dr Christopher Hunt is a clinical psychologist working at the University of Sydney’s School of Psychology. He has worked at the University’s Gambling Treatment Clinic since 2007.

Originally published in The Conversation

http://www.abc.net.au/news/2017-03-17/why-all-gambling-ads-should-be-banned-during-sporting-matches/8363232

In a move that probably doesn’t go far enough, the federal government has instigated a policy so that no gambling ads will be allowed before 8:30pm on Australian TV.  I personally feel gambling advertising is a blight on the enjoyment of sport, especially when commercial TV and radio sell out to the sports betting agencies, as the AFL has done, to line their pockets at the expense of problem gamblers.  Listening to 3MMM makes me feel ill with their sponsors seemingly more important than the games they are supposed to be covering.  Maybe one day our kids will be able to just enjoy being sports fans without constantly being bombarded with odds and deals and specials as well.

Beaner

 

Gambling advertising to be banned during live sporting events

Prime Minister Malcolm Turnbull has confirmed the Government will ban gambling advertising before 8.30pm during live sporting events, and for five minutes before and after the start of play.

ABC News revealed last month that the plan had been taken to Cabinet.

It faced a backlash from the executives of some of the nation’s biggest sporting codes, who argued restricting gambling advertising would slash the value of the television rights their codes attract.

But speaking in the United States before his flight back to Australia on Saturday morning, Mr Turnbull said the plan would go ahead.

“Parents around Australia will be delighted when they know that during football matches, and cricket matches, live sporting events before 8:30pm, there will be no more gambling ads,” he said.

“There are no gambling ads allowed before 8:30pm generally, but there’s been an exception for a long time, of live sporting events.”

Mr Turnbull said the ban would not apply to racing.

Executives from the AFL and NRL had been lobbying Communications Minister Mitch Fifield to scrap the plans.

ABC News had also been told Cricket Australia was pushing against the change.

After 8:30pm, the status quo will remain.

“The gambling companies have actually been at the forefront of calling for just these types of restrictions,” Senator Fifield said.

“The Responsible Wagering Council have been urging the Government to look at this area because they recognise that there’s a need for change.”

Ban a ‘good, big first step’: Xenophon

The gambling policy could help secure Senate crossbench support for other media reforms dealing with ownership and reach restrictions.

Senator Nick Xenophon has long campaigned for restrictions to gambling advertising, and commands three votes in the Upper House.

He described the announcement as a “good, big first step”, but said he wanted further protections put in place to force regional broadcasters to produce local content as part of any broader media shakeup.

The Greens seemed unlikely to support the measures, while Labor maintained it needed to see the detail.

“We do want to see a diversity of voices available in the Australian media environment,” Deputy Opposition Leader Tanya Plibersek said.

“We need to see the details of what the Government is proposing, what we frequently see is that Malcolm Turnbull delivers less than people expect.”

The Coalition has also proposed changes to the “anti-siphoning list” which makes sure certain sports are broadcast on free-to-air networks, giving pay television a better chance of bidding for major events.

Government ‘scraps licence fees’ to fund lost ad revenue

The nation’s free-to-air television networks had also raised concerns it would eat into their advertising revenue, and demanded their Commonwealth licence fees be cut to fund the losses.

Networks pay about $130 million per year for their broadcast licences.

Under the new model, that would be replaced by what is called a “spectrum charge” of about $40 million.

“In the last budget I cut free-to-air licence fees by 25 per cent, my predecessors have also cut licence fees,” Senator Fifield said.

“So it’s been something that both sides of politics have recognised that the licence fees are something that are really from a bygone era.

“What we have done is taken the opportunity to not only provide a shot in the arm for free-to-air broadcasters, but we have taken this opportunity to provide a community dividend in the form of further gambling advertising restrictions.”

Free TV Australia said it was a “tremendous” package that had been agreed to by the industry.

“There’s nowhere else in the world that licence fees are charged like this, it was a complete anomaly,” chairman Harold Mitchell said.

Australia’s third largest network, Network Ten, had been hoping for a cut in its licence fees as it battles to survive in the tough television advertising market.

“The Government’s package provides very welcome, immediate financial relief for all commercial free-to-air television broadcasters,” Network Ten chief executive Paul Anderson said.

“It provides a boost for local content and the local production sector.

“Recent financial results and announcements from across the Australian media industry clearly demonstrate that this is a sector under extreme competitive pressure from the foreign-owned tech media giants.

“This package is not just about Ten or free-to-air television. It is about ensuring that there is a future for Australian media companies.”

By political reporter Matthew Doran, Updated 6 May 2017

 

http://www.abc.net.au/news/2017-03-17/why-all-gambling-ads-should-be-banned-during-sporting-matches/8363232

Kenny 23/4/17

  • $10 single bet for every game with nominated best chance of goalkicker for that game = $90
  • 1st goalkicker 3-leg multis  @ $10 x 3= $30 to cover all 9 games

Total cost = $120

  • Only need one goalkicker @12/1 to salute each week to get money back.
  • Land a 3-leg multibet and stand to win around $10k.

 

Consistent 1st goal kickers 2016-17

ADE – Walker

BRIS – Zorko

CAR – Weitering

COLL – Fasolo

ESS – Daniher

FREO – McCarthy, Walters

GC – T. Lynch

GEEL – Menzel, Hawkins

GWS – Stevie J, Cameron

HAW – Breust

MEL – Watts

NORTH – B. Brown

PORT – Dixon, Gray

RICH – Riewoldt

SAINTS – Bruce, Gresham

SYD – Franklin, Reid

WB – Stringer

WCE –Kennedy

The amount of gambling advertising our kids are being exposed to on a daily basis would make it seem like gambling is now just a normal part of sport.

By making it seem normal, we don’t consider the risks in the same way we have in the past. And young people don’t always realise the difference between ads and reality, seeing betting as a quick, easy way to make money.

Gambling is seen as a normal part of sport, but it doesn’t have to be.

There are a number of myths surrounding gambling. Let’s debunk a few of them.

Myth 1

Sports betting ads don’t encourage kids to want to gamble as they’re not targeted to them.

Research found nearly a quarter of adolescents said they are more likely to gamble on other forms of gambling after seeing sports betting advertisements1

Myth 2

Adults are more exposed to gambling than kids.

Research found that exposure to gambling advertising was higher for 13 to 17 year olds than adults2

Myth 3

Betting on sports isn’t as risky as other forms of gambling because it involves skill.

Knowing a lot about a certain game of sport doesn’t guarantee a win. The best goal scorer doesn’t always kick the most goals, the favourite in a horse race doesn’t always win. It doesn’t matter how much you know, or your perceived “skill” level, because there’s no such thing as a sure bet.

Exert from: http://www.lovethegame.vic.gov.au/

With the 2017 AFL season nearly upon us, the sports betting agencies are gearing up for another onslaught of advertising across TV, Pay TV, radio, newspapers and the internet.  It really depresses me that our local game is now in bed with the betting agencies, so closely linked that the AFL relies on the money, while at the same time warning the AFL players of the dangers of gambling.  It was pleasing that some of the players have made comments about this irony recently, and with many AFL players now family men, they are also acutely aware of the responsibility they have to raise their own children in a gambling free environment – which is difficult to avoid when their kids are watching daddy on TV and there is a sports betting ad or odds update during every commercial break after a goal has been kicked.

GAMBLING advertising during AFL games is “out of control” according to Western Bulldogs premiership captain Easton Wood.

Wood took to Twitter during the telecast of Friday night’s AFLW game between the Bulldogs and Adelaide to raise his concerns and asked fans whether they agreed.

Wood’s tweet was retweeted more than 1000 times and had more than 2700 likes. Most of the replies were strong in their support, however some queried whether he would be prepared to play for less money if the gaming industry pulled its financial support for the game.

In a note attached to the tweet, he said the Bulldogs this week had their annual education session with the AFL, which he described as “both informative and well run.”

But he questioned why there was so much gambling advertising if gambling was such a big issue that it required an annual information session from the League.

“Why – as an industry – do we support the onslaught of gambling advertising you’re now faced with when watching an AFL game?” he wrote in the tweet.

“The obvious issue here is the effect this advertising has on children every time we pull on our boots. The big question is do we think the normalization of gambling – particularly to kids – is acceptable in this day and age?”

Friday night’s match was broadcast live on Fox Footy in Victoria, but the gambling industry advertises across all forms of live sport. The industry standard is that 10 per cent of advertising during live sport broadcasts can promote sports betting.

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Easton Wood

RESOLVING the issues surrounding gambling in the AFL won’t be easy but the conversation needs to happen, Geelong veteran Harry Taylor says.

Taylor said it was a concern to him that the eldest of his three children was able to name the gambling-related advertisements he saw when watching sport on TV.

However he said further education and discussion were critical if answers were to be found on the appropriate relationship between gambling and professional sport.

“When my eldest can name a lot of the ads on TV, that is a bit of a worry,” Taylor said.

“It’s certainly something that we need to keep talking about [and] educating people about. It’s not as simple as just cutting them out of the AFL.”

Western Bulldogs premiership skipper Easton Wood put the issue back on the agenda at the weekend when he questioned the level of gambling advertising during televised AFL games.

Wood wrote on social media: “Do we think the normalisation of gambling – particularly to kids – is acceptable in this day and age?”

Taylor said more education was needed for AFL players and society in general.

$814 million was lost on sportsbetting in 2014-15, which equates to $2 230 137 being lost by punters on sports EVERY DAY in Australia.

So if you think you can beat the system then well done and good luck for the future, as the hard evidence clearly shows that a lot of money is being lost by people betting on sports.  With the odds structures always favouring the sports betting agencies, they are taking their cut whether you win or lose, and then with the fickle nature of sports results, picking a winner is still no easier.

The only recommendation I can make to those who enjoy a punt on sports is to bet smart, look for value and ‘good bets’ and seek help if you are losing more than you are winning beyond the budget you have set for yourself.

Beaner

 

Punters lose $23 Billion

Richard Willingham and Benjamin Preiss
Published: August 22, 2016 – 8:02PM

Australian punters lost nearly $23 billion last year, with a 30 per cent growth in sports betting helping to drive a continued rise in annual gambling losses.

New Australian Gambling Statistics figures show Australians lost $1241 per head in 2014-15, with poker machines still the biggest cause of punter losses with $11.6 billion lost, an increase of 4.9 per cent.

The continued growth of punter losses reignited calls for state and federal governments to get serious about tackling problem gambling through action on sports betting advertising and pokies.

The annual compilation of all state and territory data shows that total expenditure, or gambler losses, hit $22.7 billion in 2014-15, an increase of 7.7 per cent on the previous financial year.

There has been an explosion in sports betting, with the sector growing by 30.1 per cent in 12 months – with predictions the exponential growth will continue.

But sports betting is still one of the smallest segments of the market, worth $814 million, compared to pokies, racing ($2.8 billion), and Lotto ($1.7 billion).

Traditional betting on racing was the smallest growing sector at just 2.7 per cent.

The Victorian government on Sunday announced a ban on betting ads near schools and on public transport, while Canberra is moving to crack down on offshore bookies, as well as strengthen consumer protection for local online punters.

There are also renewed calls from Senator Nick Xenophon, the Greens and Tasmanian independent Andrew Wilkie for poker machine reform.

Gambling losses in total for Victoria hit almost $5.8 billion in the 2014-15, with poker machine losses surpassing $2.5 billion, propping up Treasury coffers by more than $1 billion.

In NSW, punter losses hit $8.9 billion, with $5.7 billion lost on the pokies alone, sports betting worth $162 million and racing $945 million.

Across the nation casinos raked in $5.1 billion of gambler losses, with Melbourne’s Crown Casino hauling in $1.8 billion.

Monash University Public Health expert Charles Livingstone said the growth in sports betting losses was “phenomenal”.

“It demonstrates why we need to better regulate promotion and advertising. Otherwise we’re facing big growth in gambling problems and harm from young men and women,” Dr Livingstone said.

“But the 600-pound gorilla of Australian gambling is still the pokies: $12 billion in losses per year, and still growing, year after year. If we’re worried by sports betting, we should be 13 times more worried about the pokies.”

Alliance for Gambling Reform spokesman Tim Costello said state governments could fix the “poker machine madness”

“[That is] if any of them really cared about the issue,” he said.

The Australian Gambling Statistics 2014-15 shows that in Victoria total per person gambling losses hit $1250. Pokies losses was the biggest segment with $558 lost per Victorian.

In NSW, per person losses were higher at $1517.

Human Services Minister Alan Tudge said the rate of problem gambling in the online sector was three times that of other areas.

“Many Australians love to gamble but we have to make sure the gambling environment is a safe one – that’s why we are cracking down on illegal offshore gambling providers and introducing much strong consumer protection for online gambling,” Mr Tudge said.

Deakin University associate professor of public health, Samantha Thomas, suspected sports betting had grown on the back of heavy marketing.

“While not all losses equal harm, a lot of them do. It’s time for governments to start to seriously consider the factors that are contributing to these growing losses and implement effective evidenced-based strategies to reduce harm,” she said.

“This includes addressing the factors from industry, such as prolific advertising or high intensity poker machines, that may be contributing to harm. Clearly, ‘gamble responsibly’ strategies are not having an impact on reducing losses or preventing harm.”

Victorian Gaming Regulation Minister Marlene Kairouz said the state government shared the community’s concerns about problem gambling. She said the government had invested $150 million over four years to support problem gambling services.

This story was found at: http://www.theage.com.au/victoria/australian-punters-lose-23-billion-half-on-the-pokies-20160822-gqyiz5.html

From the Age, July 15 2016

by Greg Baum

When Nick Xenophon and Andrew Wilkie announced their mission to loosen the nexus between gambling and sport in Australia on Thursday, it was not hard to imagine that in the offices of some corporate bookies, the first thing they did was to frame a market on the likelihood of the politicians’ success, complete with cash-back options and bonus bets.

The next thing would have been to commission an advertising campaign featuring a bar and a couple of dorky young men frothing at their mouths while stroking their unshaven chins – quite dextrous, really – and two young women in the background, bestowing on them a patronising roll of their eyes.

“This is the gift horse everyone makes sure keeps its mouth shut.” Illustration: Jim Pavlidis.

It used to be said that Australians would bet on two flies crawling up a wall. It was an innocent enough image, implying friendly competition between mates at the manageable level of whatever they had in their pockets at the time, even if it did gloss over the certainty that one of them would always pick the wrong fly, yet refuse to give up, convince himself that the next fly on the other wall was a dead-set cert and be wrong again, with consequences no one much talked about then.

Now the cliche would be that Australians would bet on any two of thousands of contingencies arising out of happenings – not always sport – anywhere in the world, offered to them by a corporate bookie and outlaid and – sometimes – redeemed at the push of a smartphone button, no longer limited to loose change and ready cash, nor even by state or international borders, not restricted at all. Merry-making mates and the girls who so generously indulge them don’t come into it, no matter what the ads say.

The punt has become institutionalised, a miserable process. Australians used to be sceptical about institutions. Now we wear their T-shirts.

I can’t remember an election campaign like the most recent in the way the bookies’ markets were reported and dwelled upon about as prominently as the polls. The usual justification was that polls were not reliable, but the bookies rarely got it wrong. But they did this time.

Where does that leave us? Here, that the gambling industry has infiltrated every part of Australian life and become a massive force in it. Expect at the next election to hear Prime Minister Malcolm Turnbull – if it is still him – declare not that he is confident of victory, but that he sees himself as a $1.05 chance.

We’ll confine ourselves here to sport. There, it is a matter of following the money. If you bet on sport, some part of your wager goes to a television network in the form of advertising revenue, then on to a sporting body as vast rights fees. If you play the pokies at a club venue, the profits go directly to the club and form a major and growing part of their incomes (but not at North Melbourne). Downstream, this leads to social dysfunction estimated by some to be as endemic as the legacy of alcohol abuse.

But this is the gift horse everyone makes sure keeps its mouth shut.

Sports bodies make vague noises about social commitment and their dedication to developing other forms of income, all the while collecting more and more of this guaranteed jackpot. Just this week, it emerged that Collingwood had promised renovations to a pokies pub it owns in Ringwood, but only if it was allowed to install 10 more machines. Bookies are no better: they preach responsible gambling, but pay fast-moving lip service to it in almost comical disclaimers at the end of ads, small print in smaller voices.

The least but most obvious effect of all this calculated conditioning is to the amenity of the sports fan. Whether on television or at the ground, the bookies and their spiel are in your face: in ads, on an expert panel, on the scoreboard, in the call. Briefly, even the industry realised that they were giving people the irrits, and pulled their heads in, but only a little. This is where Xenophon and Wilkie would like to start, by reducing or even banning gambling advertising during sports broadcasts and at venues.

They know the power of the medium, for good and evil. That power was central to successful crusades on smoking and the road toll.

Just this week, it was announced that the AIDS epidemic in Australia was over. That fight began with a spectacularly memorable public education campaign more than 20 years ago. If messaging makes this sort of impact, then so must its absence. The Australian Wagering Council knows this. Its defence of the status quo is that betting advertising can be a force for good, directing punters to Australian providers rather than those nasty off-shore outfits.

Political will is negligible. In the election campaign, gambling reform was a non-issue, not mentioned by Labor or the Coalition and rarely even by the Greens, who have the most stringent policy.

The many schisms in the new Parliament offer hope for Xenophon and Wilkie, but only if one of the major parties warms to their objective, which seems unlikely. Otherwise, they might as well try fence in the industry with fly swats. They won’t surrender, but the bookies would say that you can have $10 the pollies, with the margin set at 80 points of order.

http://www.theage.com.au/sport/gambling-reform-dont-bet-on-it-20160715-gq6rxh.html

As I have mentioned previously, nothing is for free, especially when it is from a sports betting agnecy.  Read the dot-points to see where the problem lies:

Notice

And yes, the PDF I was emailed did look this crappy.

Beaner

If you work on the idea that there are about 10 most likely outcomes for any soccer game, you will cover most results.  There will be a few outliers of more than 5 goals being scored in a game or the outsider winning by a few goals, and they will pay big odds, but very hard to pick.

EPL

Looking at the above odds, there are only 3 results that pay less than 10-1.  If you cover those bets, then you still have 7 bets that will pay 10-1 or more.  With 3 of the results you will lose money, but with all the other bets, you make money.  If the 7 come up more than the 3 over time, you will cover the small losses you will incur and make money.  You will also lose all the money if the result is outside the 10 results you picked.  If this happens you will have to make more money to cover that loss.  If you choose your games wisely, you should be able to avoid this happening.

Example

From the odds above, I’ll check the possible scenarios, betting $100.

Bet Score Odds Return
$10 Bournemouth 1-0 11 $110
$10 Draw 0-0 11 $110
$10 Draw 1-1 6.50 $65
$10 Draw 2-2 11 $110
$10 Chelsea 1-0 9 $90
$10 Chelsea 2-0 11 $110
$10 Chelsea 2-1 8.50 $85
$10 Chelsea 3-0 21 $210
$10 Chelsea 3-1 15 $150
$10 Chelsea 4-0 51 $510

1 of the outcomes you lose $35

1 of the outcomes you lose $15

1 of the outcomes you lose $10

4 of the outcomes you make $10

1 of the outcomes you win $50

1 of the outcomes you win $110

1 of the outcomes you win $410

I don’t know if you would make enough money over time to cover the losses, unless you were prepared to take more risk with the returns by choosing more unlikely results.

The other approach would be to use the lowest odds to determine how many bets you make.

In this case, 6.50, which means you place 6 bets and if any of those choices come up you make a profit, with the smallest winning return being $5 (bet $60 total and win $65).

The danger is that the result will too often be outside of the smaller number of results that you cover.  You could try and target games where the lowest correct score odds were higher, which will give you more scores you can cover. The highest I could see over this weekend in the EPL was 7.50, which would give you 7 options to bet on; maybe still not enough, but then the smaller total being bet is less money to make back if you incur a loss.

Beaner

AAP
April 3, 2016 7:45 PM

WHATEVER the solution to the AFL’s vexed issue of betting, League chief executive Gillon McLachlan is adamant it is not prohibition.

McLachlan admits there is some unease within the AFL about whether the League and its clubs should benefit from betting revenue, given the well-known social problems of gambling addiction.

But he added that there was a balance on issues such as gambling advertising at matches.

McLachlan said the AFL had worked with TV broadcasters so there were no live odds shown while the game was being played.

“People’s views are different – a number of people have very strong views about wagering,” he told ABC radio on Sunday.

“I have a view that is not universal around the AFL … that things that are legal and part of our game, our job is then to contextualise that.

“I’m also real about wagering – we are better off having relationships with wagering companies than not because we get access to information.

“We can protect the integrity of our competition.”

McLachlan added the revenue from gambling sponsorship helped the game’s growth but said it was an issue debated “reasonably regularly” at League headquarters.

He also said there is evidence that betting habits are changing, rather than more people are gambling on sport.

“The data basically is that betting is not growing, it’s just skewing from racing across to sport,” he said.

“The runaway train that people are talking about is not reflected in the numbers, (they’re) referring to a change.

“Maybe that means there’s a different profile of the people who are betting.

“I’m not in denial of the problem … the solutions are not as easy as people would think.”